How much house can I afford?
Before Tax Income
Monthly Debt
Down Payment
Property Tax Rate
Home Insurance Rate
Interest Rate on Mortgage
Number of Years of Mortgage

Explanation of Query Fields:

Before Tax Income
is the total of all your income before taxes. In this calculator you must enter your YEARLY income.

Monthly Debt is the total sum of car payments, credit cards, student loan payments, etc.

Down Payment is the amount of the down payment you have saved.

Property Tax Rate is usually estimated at 1% of the value of the home. (i.e. 1% = $1000/yr. for a 100K home.)

Home Insurance Rate is usually estimated at 0.5% of the value of the home. (i.e. 0.5% = $500/yr. for a 100K home.)

Interest Rate on Mortgage is the interest rate GNB charges on your loan. In this calculator you do NOT have to include the % symbol.

Number of Years of Mortgage is the length of the mortgage you are considering.